प्रधानमंत्री नरेंद्र मोदी की सभी सरकारी योजनाओं की सूची.

Introduction

Several government initiatives launched under the leadership of Prime Minister Narendra Modi have contributed significantly to India’s growth story. From agriculture and social welfare to digital transformation and infrastructure development, these initiatives span a wide spectrum.

Table Of Content

Pradhan Mantri Jan Dhan Yojana (PMJDY)

The Pradhan Mantri Jan Dhan Yojana (PMJDY) is a flagship financial inclusion scheme launched by the Government of India on August 28, 2014. Its primary objective is to provide the unbanked population with affordable access to financial services like savings and deposit accounts, remittance, credit, insurance, and a pension. Under this scheme, individuals can open zero-balance bank accounts with a RuPay debit card and accidental insurance cover. PMJDY has significantly expanded banking access across rural and urban India, empowering millions through formal financial inclusion and direct benefit transfers (DBTs), helping reduce poverty and boost economic participation. Sarkari Yojana Scheme In Hindi

Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)

The Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) is a government-backed life insurance program that went live on May 9, 2015. Its goal is to provide people between the ages of 18 and 50 with savings bank accounts with affordable life insurance. It offers a life insurance cover of ₹2 lakh at a low annual premium of ₹436, renewable every year. The amount is paid to the nominee in case of the insured’s death. In India, PMJJBY promotes insurance awareness and financial security for low-income groups. All citizens who are eligible will have simple and ongoing coverage because the premium is deducted automatically. Sarkari Yojana Scheme In Hindi

Atal Pension Yojana (APY)

On May 9, 2015, the government launched the Atal Pension Yojana (APY), a pension plan for unorganized sector workers. It is open to all Indian citizens between the ages of 18 and 40 and offers a fixed monthly pension of between 1,000 and 5,000 after the age of 60, depending on the amount of money contributed. The government co-contributes for eligible subscribers, and subscribers are required to contribute on a regular basis until they reach the age of 60. The goal of APY is to lessen retirement dependency and ensure a steady income for the elderly. The scheme is regulated by the Pension Fund Regulatory and Development Authority (PFRDA). Sarkari Yojana Scheme In Hindi

Ayushman Bharat – PM Jan Arogya Yojana

Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana (PM-JAY) is the world’s largest government-funded health insurance scheme, launched in 2018. It covers secondary and tertiary care hospitalization costs up to 5 lakh per family per year. Targeting over 10 crore poor and vulnerable families (approximately 50 crore beneficiaries), the scheme is entirely cashless and paperless at empaneled public and private hospitals across India. The goal of PM-JAY is to make sure that everyone has access to high-quality healthcare while also cutting down on out-of-pocket costs. The data from the 2011 Socio-Economic Caste Census (SECC) are used to identify beneficiaries. Sarkari Yojana Scheme In Hindi

Agriculture and Farmers’ Welfare

PM Kisan Samman Nidhi Yojana

The central government’s Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) Yojana was launched in December 2018 to offer farmers financial assistance. Under this scheme, eligible small and marginal farmers receive ₹6,000 annually in three equal installments of ₹2,000 each, directly transferred to their bank accounts. The objective is to ensure a steady income for farmers to meet agricultural and domestic needs. PM-KISAN benefits millions of farming families across India and promotes inclusive growth in the agricultural sector. Registration requires valid land ownership documents, Aadhaar, and a bank account. Sarkari Yojana Scheme In Hindi

Housing and Urban Development

Pradhan Mantri Fasal Bima Yojana (PMFBY)

A crop insurance program called the Pradhan Mantri Fasal Bima Yojana (PMFBY) was launched in 2016 to offer farmers financial protection against crop loss caused by natural disasters, pests, and diseases. It covers losses from before sowing to after harvest at low premium rates—2 percent for Kharif, 1.5 percent for Rabi, and 5 percent for commercial and horticultural crops. The remaining premium is subsidized by the government. PMFBY ensures quick claim settlements through technology like remote sensing and GPS-based monitoring. It aims to increase agricultural productivity, encourage sustainable farming, and stabilize farmers’ incomes. Sarkari Yojana Scheme In Hindi

Soil Health Card Scheme

The Soil Health Card Scheme was launched by the Government of India in 2015 to promote sustainable farming by providing farmers with detailed information on soil quality. Each card contains crop-wise recommendations for nutrients and fertilizers based on soil testing at regular intervals (every 2 years). This helps farmers make informed decisions, improve productivity, and reduce excessive use of chemicals. The scheme aims to enhance soil fertility, optimize input use, and ensure environmental health. It benefits millions of farmers across the country and supports long-term agricultural growth through scientific soil management. Sarkari Yojana Scheme In Hindi

e-NAM (National Agriculture Market)

A pan-Indian electronic trading platform known as the National Agriculture Market (e-NAM) was established in 2016 with the intention of establishing a single national market for agricultural products. e-NAM helps farmers get better prices through competitive bidding and reduces the role of middlemen. It connects existing APMC mandis across states, allowing farmers, traders, and buyers to trade online in a transparent and efficient manner. The platform supports real-time price discovery, e-payment, and quality grading of produce. By promoting digital marketing of crops, e-NAM aims to enhance farmers’ income and streamline the agri-supply chain across India. Sarkari Yojana Scheme In Hindi

PM Awas Yojana – Urban & Rural

Launched in 2015, the Pradhan Mantri Awas Yojana (PMAY) aims to provide everyone with affordable housing by 2022. It consists of two parts: PMAY-Gramin (PMAY-G) for rural areas and PMAY-Urban (PMAY-U) for urban areas. PMAY-U targets slum dwellers and urban poor with credit-linked subsidies for home loans, while PMAY-G provides financial assistance for building pucca houses with basic amenities in rural areas. The selection of beneficiaries is based on socioeconomic data. The scheme promotes inclusive development, with a focus on women ownership, sustainable construction, and improved living standards for the economically weaker sections of society. Sarkari Yojana Scheme In Hindi

Employment and Skill Development

Smart Cities Mission

In 2015, the Indian government launched the Smart Cities Mission, which aims to transform 100 cities into technology-driven, sustainable, and friendly to residents. The mission focuses on enhancing quality of life through smart solutions like digital governance, e-services, and intelligent traffic systems while also enhancing core infrastructure like housing, urban mobility, energy management, and water supply. Each city submits a unique Smart City Proposal (SCP) after being selected through a competition. In order to increase the livability and economic vitality of cities, the mission encourages inclusive growth, effective resource utilization, and enhanced urban governance. Sarkari Yojana Scheme In Hindi

AMRUT Scheme

The Atal Mission for Rejuvenation and Urban Transformation (AMRUT) was launched in 2015 to improve infrastructure and basic services in 500 cities across India. Its core focus areas include water supply, sewerage, stormwater drainage, urban transport, and green spaces. The mission aims to ensure that every home has a sewer connection and a reliable water supply. It promotes urban planning reforms, capacity building, and sustainable development through smart governance and community participation. AMRUT enhances quality of life in urban areas by making them more livable, economically vibrant, and environmentally friendly.

PM Kaushal Vikas Yojana (PMKVY)

The Pradhan Mantri Kaushal Vikas Yojana (PMKVY) is a flagship skill development scheme launched in 2015 by the Ministry of Skill Development and Entrepreneurship. By providing industry-relevant skill training, certification, and placement assistance, it aims to empower India’s youth. Targeting school/college dropouts and unemployed individuals, PMKVY offers free short-term training across various sectors through accredited training centers. Certified individuals receive financial rewards and recognition for their skills. The scheme promotes employability, entrepreneurship, and bridges the gap between education and industry demands, contributing to India’s workforce readiness and economic growth. Sarkari Yojana Scheme In Hindi

Education and Youth Empowerment

Stand Up India Scheme

The Stand Up India Scheme, which was launched in April 2016, aims to encourage women, Scheduled Castes (SC), and Scheduled Tribes (ST) to start their own businesses. Greenfield businesses in the manufacturing, service, or trading industries can take advantage of the scheme’s bank loans, which range from ten thousand to one hundred thousand. It is encouraged for each bank branch to lend to at least one SC/ST entrepreneur and one woman business owner. Through easy access to credit, handholding assistance, and direction, Stand Up India encourages the creation of jobs, inclusive growth, and financial empowerment. It plays a vital role in building a self-reliant and inclusive economy. Sarkari Yojana Scheme In Hindi

Startup India Mission

The Startup India Mission, launched on January 16, 2016, is a flagship initiative by the Government of India aimed at building a strong startup ecosystem to foster innovation, support entrepreneurs, and generate employment. It offers a variety of advantages, such as simplified regulations, tax exemptions, simpler compliance, funding support, and assistance with incubation. The Fund of Funds for Startups (FFS) and access to government grants are available to startups that are recognized under the scheme. As a result of the mission, India has become one of the world’s startup hubs with the fastest rate of growth. Sarkari Yojana Scheme In Hindi

Make in India

In order to make India a global manufacturing hub, the national Make in India initiative was launched in 2014. It encourages companies—both domestic and international—to manufacture their products in India by improving infrastructure, easing regulations, and offering incentives. Automobiles, electronics, textiles, and defense are among the campaign’s 25 key industries. Make in India aims to promote innovation and skill development, increase exports, and create more jobs. It aims to strengthen India’s economy and lessen its reliance on imports by promoting a business-friendly environment and making it easier to conduct business there. Sarkari Yojana Scheme In Hindi

SWAYAM Platform

The government of India created the online education platform known as SWAYAM in order to offer courses from elementary school to university levels that are free and accessible. It provides students and professionals across the nation with access to a variety of subjects through video lectures, reading materials, and assessments, facilitating lifelong learning and skill development. Sarkari Yojana Scheme In Hindi

Freelancing Full Details

Women Empowerment

Students can efficiently and transparently apply for, track, and receive various government scholarships across India through the digital platform known as the National Scholarship Portal (NSP). Sarkari Yojana Scheme In Hindi

PM eVIDYA Program

PM eVIDYA unifies digital/online/on-air education efforts through initiatives like DIKSHA, SWAYAM PRABHA TV channels, and e-content for special needs, ensuring multi-mode access to quality education. Sarkari Yojana Scheme In Hindi

Beti Bachao, Beti Padhao

Beti Bachao, Beti Padhao is an Indian government scheme to combat declining child sex ratio and promote girl child education and empowerment through awareness and welfare services. Sarkari Yojana Scheme In Hindi

Digital India and Technology

Sukanya Samriddhi Yojana is a government-backed small savings scheme under the “Beti Bachao, Beti Padhao” initiative. It assists parents in creating a fund for their girl child’s marriage and education. Accounts can be opened for girls under 10, with tax benefits and attractive interest rates, maturing in 21 years.

Ujjwala Yojana

Women from households below the poverty line (BPL) can get free LPG connections through the Ujjwala Yojana, which was launched in 2016. It aims to protect women’s health by reducing indoor air pollution, empowering women through access to clean energy, and replacing traditional, polluting cooking fuels with clean LPG. Sarkari Yojana Scheme In Hindi

Digital India Mission

The Digital India Mission creates a society and knowledge economy based on digital empowerment. It aims to promote digital literacy by making government services electronically accessible, expanding internet connectivity, and improving online infrastructure. Sarkari Yojana Scheme In Hindi

UMANG App

The Indian government’s unified mobile application for new-age governance (UMANG) simplifies citizen interaction with digital governance by providing access to numerous central, state, and local government services through a single mobile app.

Infrastructure and Transport

BharatNet Project

BharatNet’s goal is to connect all of India’s Gram Panchayats and villages with high-speed broadband through optical fiber. It’s the world’s largest rural broadband project, promoting e-governance, e-health, and e-education for digital inclusion. Sarkari Yojana Scheme In Hindi

Bharatmala Pariyojna

Bharatmala Pariyojana is India’s ambitious highway development program aiming to optimize freight and passenger movement. To improve infrastructure and cut logistics costs, it focuses on economic corridors, border roads, coastal connectivity, and expressways. Sarkari Yojana Scheme In Hindi

Environment and Renewable Energy

Sagarmala Project

The Sagarmala Project aims to modernize Indian ports, enhance port-hinterland connectivity through multi-modal logistics, promote port-led industrialization, and develop coastal communities, reducing logistics costs and boosting trade. Sarkari Yojana Scheme In Hindi

UDAN Scheme

The Indian government’s regional connectivity plan is called UDAN (Ude Desh Ka Aam Nagrik). It aims to make air travel affordable and accessible for common citizens in Tier-2 and Tier-3 cities by subsidizing flights and developing regional airports. Sarkari Yojana Scheme In Hindi

International Solar Alliance

India and France are leading a global effort known as the International Solar Alliance to encourage the use of solar power and lessen reliance on fossil fuels. Sarkari Yojana Scheme In Hindi

Governance and Financial Inclusion

UJALA (Unnat Jyoti by Affordable LEDs for All) provides affordable LED bulbs, tube lights, and fans to Indian households, promoting energy efficiency, reducing electricity bills, and curbing carbon emissions. Sarkari Yojana Scheme In Hindi

FAME India Scheme

The FAME India Scheme promotes faster adoption and manufacturing of electric and hybrid vehicles by offering incentives to buyers and supporting charging infrastructure development.

Direct Benefit Transfer (DBT)

The Indian government’s Direct Benefit Transfer (DBT) program ensures transparency and reduces corruption by transferring subsidies and welfare payments directly to beneficiaries’ bank accounts.

My Government Schemes.

Conclusion

The Indian government’s JAM Trinity (Jan Dhan-Aadhaar-Mobile) initiative links bank accounts, mobile phones, and biometric identification to facilitate direct benefit transfers and increase financial inclusion.

Prime Minister Narendra Modi’s vision for a “New India” is deeply rooted in these transformative government schemes. These initiatives show an inclusive approach to national development, from helping the poor to digitizing governance. There is probably a government program that will help you achieve your goals, whether you are a woman, a farmer, a student, or a fan of startups. Awareness and accessibility are key—know them, use them, and grow with them.

FAQs

How can I apply for PM Modi government schemes?

You can apply through official portals like https://india.gov.in, or visit your local CSC (Common Service Centre).

What documents are needed to enroll in these schemes?

Typically, Aadhaar Card, proof of income, bank details, and photographs are required, but it varies by scheme.

Are these schemes available in all states?

Yes, most central government schemes are implemented nationwide, with some needing state-level collaboration.

Is there any app to access multiple schemes in one place?

Yes, you can use the UMANG app to access services from 200+ government departments.

Are there schemes exclusively for women?

Yes, schemes like Beti Bachao Beti Padhao, Ujjwala Yojana, and Sukanya Samriddhi Yojana are dedicated to women empowerment.

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