श्रम कार्ड से ₹3000 कैसे मिलेंगे

Introduction

Pradhan Mantri Shram Yogi Maandhan Yojana (PM-SYM) is a pension scheme run by the government for workers in the unorganized sector. Launched by Prime Minister Narendra Modi in February 2019, the main objective of this scheme is to provide financial security to the workers. Under PM-SYM, the worker gets a monthly pension of ₹ 3,000 after the age of 60 years. श्रम कार्ड से ₹3000 कैसे मिलेंगे

Key information of PM-SYM

• Monthly Pension: ₹3,000 after attaining 60 years of age.
• Contribution Based: Monthly contributions start from as low as ₹55.
• Government Co-Contribution: The central government matches the beneficiary’s contribution. श्रम कार्ड से ₹3000 कैसे मिलेंगे
• Voluntary and Contributory: Individuals can opt-out if needed, with certain refund conditions. श्रम कार्ड से ₹3000 कैसे मिलेंगे
• Managed by LIC: Life Insurance Corporation of India acts as the pension fund manager.

Eligibility Criteria

To avail benefits under PM-SYM, the applicant must meet the following conditions: श्रम कार्ड से ₹3000 कैसे मिलेंगे

• Age between 18 and 40 years.
• Monthly income of ₹15,000 or less.
• Must belong to the unorganised sector (like street vendors, rickshaw pullers, construction workers, domestic workers etc.). श्रम कार्ड से ₹3000 कैसे मिलेंगे
• Should possess Aadhaar card and Savings/Jan Dhan account.
• Not engaged in EPFO, NPS or ESIC.
• Should not be an income tax payer.

Monthly Contribution Chart

Age at Entry Monthly Contribution (by worker) Monthly Contribution (by Govt.)

प्रवेश आयु	पेंशन आयु	सदस्य मासिक अंशदान (रु.)	केन्द्र सरकार का मासिक अंशदान (रु.)	कुल मासिक अंशदान (रु.)
(1)	(2)	(3)	(4)	(5)= (3)+(4)
18	60	55	55	110
19	60	58	58	116
20	60	61	61	122
21	60	64	64	128
22	60	68	68	136
23	60	72	72	144
24	60	76	76	152
25	60	80	80	160
26	60	85	85	170
27	60	90	90	180
28	60	95	95	190
29	60	100	100	200
30	60	105	105	210
31	60	110	110	220
32	60	120	120	240
33	60	130	130	260
34	60	140	140	280
35	60	150	150	300
36	60	160	160	320
37	60	170	170	340
38	60	180	180	360
39	60	190	190	380
40	60	200	200	400

Benefits of PM-SYM

• Old Age Security: Ensures regular income post-retirement.
• Government Support: Equal contribution by the Government of India.
• Nominee Benefits: Spouse is entitled to continue the scheme or withdraw corpus in case of the subscriber’s death. श्रम कार्ड से ₹3000 कैसे मिलेंगे
• Easy Exit Option: Exit with refund possible in specific conditions.

प्रधानमंत्री नरेंद्र मोदी की सभी सरकारी योजनाओं की सूची.

Registration Process for PM-SYM

Online Registration through CSC
(Common Service Centres)

• Visit the nearest CSC center.
• Provide Aadhaar card, Savings/Jan Dhan account passbook, and mobile number. श्रम कार्ड से ₹3000 कैसे मिलेंगे
• CSC operator will enter details in the PM-SYM portal.
• Monthly contribution will be calculated based on age.
• The first contribution is paid in cash.
• A PM-SYM card and pension number will be issued.

Documents Required

• Aadhaar Card.
• Mobile Number.
• Savings Bank Account or Jan Dhan account (with IFSC).
• Age Proof (linked with Aadhaar).

How to Check PM-SYM Status Online

• Visit https://maandhan.in
• Click on “Self Enrollment”.
• Login using registered mobile number and OTP.
• View status, contribution, and pension account details.

Important Points to Remember

• Once enrolled, contributions must be made every month till age 60.
• Missed contributions may lead to termination or penalties.
• In case of premature exit, contribution with interest may be refunded.
• The spouse can also register separately.

भारत सरकार की योजनाओं की सूची

Conclusion

PM-SYM is a visionary initiative by the Government of India to empower the backbone of the economy – the unorganised workers. By ensuring a steady monthly income in old age, the scheme provides dignity, security, and peace of mind to millions. If you or someone you know fits the eligibility, don’t wait—enroll today and secure your future. श्रम कार्ड से ₹3000 कैसे मिलेंगे